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Debt & Loan Management

  1. Do you currently have any form of debt?

Single choice
Yes, multiple debts
Yes, one main debt
No, debt-free

  1. What type of debt do you have the most?

Single choice
Credit card debt
Student loans
Personal loan
Mortgage
Other
None

  1. How do you usually pay your debts?

Single choice
Always pay in full
Pay minimum amount
Pay more than minimum
Often miss payments

  1. How confident are you in managing your debt repayments?

Single choice
Very confident
Somewhat confident
Neutral
Not confident

  1. Do you have a repayment plan for your debts?

Single choice
Yes, detailed plan
Yes, but not strict
No plan, just paying
No plan at all

  1. How much of your monthly income goes toward debt repayment?

Single choice
More than 30%
20–30%
10–19%
Less than 10%
None

  1. Have you ever consolidated or refinanced your debts?

Single choice
Yes, successfully
Yes, but not helpful
No, but considering
No, never

  1. What is your main challenge with debt management?

Single choice
High interest rates
Too many different debts
Lack of income
Poor budgeting
Other

  1. How important is becoming debt-free to you?

Single choice
Very important
Somewhat important
Neutral
Not important

  1. If you suddenly received extra income, what would you do first?

Single choice
Pay off debt
Save/invest
Spend on needs
Spend on leisure
Other

  1. Have you ever missed a loan or credit payment?

Single choice
Never
Once or twice
Occasionally
Frequently

  1. What type of lender do you prefer for personal loans?

Single choice
Bank
Credit union
Online lender
Family/Friends
I don’t borrow

  1. How stressed do you feel about your current debt?

Single choice
Not stressed
Slightly stressed
Moderately stressed
Highly stressed

  1. Do you know your current credit score/rating?

Single choice
Yes, and it's good
Yes, but not sure if good
No, I don’t know
I don’t monitor it

  1. Have you ever used buy-now-pay-later services? (e.g. Afterpay, Klarna)

Single choice
Yes, regularly
Yes, occasionally
Tried once
Never

  1. Do you discuss debt or loans with family or a partner?

Single choice
Regularly
Sometimes
Rarely
Never

  1. What is your biggest concern about borrowing money?

Single choice
Interest rates
Long-term commitment
Risk of default
Impact on future plans
No concerns

  1. Would you consider professional help for debt (advisor, financial coach)?

Single choice
Yes, already have
Yes, open to it
Maybe, unsure
No, not interested

  1. Do you feel you were educated about debt and loans growing up?

Single choice
Yes, very well
Somewhat
Poorly
Not at all

  1. Overall, how well do you feel you're managing your current debt?

Single choice
Very well
Fairly well
Not great
Struggling

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Store Location

12 Grafton Road,
Auckland Central, AKL 1010
info@dataforyou.org

123-456-7890

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