Financial Confidence & Daily Money Habits Survey

1. How often do you track your daily spending?

2. How do you usually keep track of expenses?

3. Do you follow a monthly budget?

4. How often do you check your bank balance?

5. Do you set spending limits for yourself?

6. Have you ever gone over your monthly spending budget?

7. When money gets tight, what do you cut back on first?

8. How often do you use cash over digital payments?

9. How do you handle unexpected expenses (e.g. repairs, bills)?

10. Do you plan your spending ahead (weekly/monthly)?

11. Do you use financial apps or budgeting tools?

12. Have you ever created a financial goal (e.g. save $5k, pay loan)?

13. Would you consider taking a financial literacy course or workshop?

14. How confident are you reading financial documents (bank forms, contracts)?

15. Do you understand basic financial terms (interest, credit score, return)?

16. Do you compare prices or budgets before big purchases?

17. Do you use any “saving tricks” (round-ups, auto transfers, envelopes)?

18. How do you feel about your current financial situation?

19. Do you stress about running out of money before payday?

20. Do you feel guilty after impulse spending?

21. Are you comfortable talking about money with others?

22. What emotion do you associate most with money?

23. Do you avoid checking your account when low on money?

24. Do you believe money management affects mental health?

25. Do you have financial goals for the next 5 years?

26. How confident are you about improving your financial situation?

27. Do you believe financial freedom is achievable for you?

28. Would you change your habits to improve financial health?

29. Do you feel in control of your money or does money control you?

30. Overall, how would you rate your financial confidence?